The Federal Trade Commission recently announced that it reached a settlement with three consumer credit report resellers whose information security practices and procedures were not sufficient to prevent hackers to obtain more than 1,800 consumer credit reports without authorization. The settlement resolves allegations that the resellers violated the Fair Credit Reporting Act, the FTC Act and the Gramm Leach Bliley Safeguards Rule by failing to take appropriate precautions to protect credit reports and the personal information such reports contain. According to the FTC, the resellers’ information security deficiencies included (1) not having comprehensive information security policies or procedures in place; (2) releasing consumer reports to clients who lacked basic security measures, such as firewalls and updated antivirus software; (3) failing to protect their own internet portals and thereby furnishing credit reports to hackers who lacked a permissible purpose for having them; and (4) not making reasonable efforts to protect against future breaches even after becoming aware of the hackers’ illegitimate activities.